HOW TO: Build Your Credit Score

Your credit score is an indication of how you handle your financial commitments.  Most Americans have a debt-to-credit ratio that is too high! Your score helps lenders decide whether or not to loan you money.  The higher your score, the lower risk you are to lenders, and therefore often the cost to borrow money is lower.  Your score consists of … Read More


Jim is a Vice President and Partner at Tradition Mortgage.  He is a great asset to our mortgage team with a background in the mortgage banking industry since 1996 and a degree from the University of St. Thomas.  Jim believes that honesty and integrity are the cornerstones of any successful relationship and he loves being able to help people fulfill … Read More

Renting Vs. Buying

The choice between buying or renting a home is one of the largest financial decisions any adult will make in their lifetime.  Renting is nice for short term living if you are uncertain about where you want to settle down, however, you are most likely paying more monthly than you would if you purchased your own home.  Here are a … Read More