Financial Wellness is having an understanding of your financial situation and taking care of it in such a way that you are prepared for financial changes. Maintaining that balance consists of being comfortable with where your money comes from and where it is going.
Financial Wellness Includes:
Managing Your Biggest Investment-Your Home
A Comprehensive Budget Analysis
Home Loans - Full Spectrum of Mortgage Options
For new home purchases or refinancing, we offer one point of contact to for the appropriate loan options for you. Our wide range of mortgage services consists of Conventional, FHA, VA, USDA and Jumbo, along with second mortgages and Home Equity Lines of Credit. Our service does not end with the loan closing. We will continue to monitor future interest rate trends and stay in touch to assure that you are always aware of the options that exist to always meet your needs.
New Construction Experts
Custom Home Finance, a division of Tradition Mortgage, specializes in full-service financing for new construction and custom built homes. Custom Home Finance is committed to being the premiere source of industry knowledge and financing for builders and home buyers alike. Building your dream home can be a challenging and tedious endeavor. Custom Home Finance draws on experience to make the process efficient and seamless.
One Time Close
A one-time close saves on the transaction fees of two closings. Rather than refinancing your construction loan, we simply modify it to the end mortgage loan of your choice.
Extended Lock/Float Down Programs
Whether you are building a home or need longer term lock options, we have numerous options. Tradition Mortgage has numerous rate lock options to meet your closing date. In addition, we can often offer float down opportunities. This means that you can fix your interest rate prior to closing and if rates improve, you could take advantage of saving money by lowering your interest rate.
Eligible Lending States
Tradition Mortgage is a licensed mortgage originator in the states of Minnesota, Wisconsin, Iowa, North Dakota, and Colorado.