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Client Loginchristopherharden2025-01-10T13:05:39-06:00

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Can you really trust online mortgage calculators? Can you really trust online mortgage calculators? 🤔 Let’s break it down. They’re helpful for ballpark numbers, but they don’t factor in what actually impacts your real interest rate, like: 📊 Your debt-to-income ratio (DTI) — Ranges from 0% (debt-free) to 50%+ 💳 Your credit score — Anywhere from 300 to 850 💼 Employment type & income — Salary, hourly, bonus-based, or self-employed 🏡 Loan details — Size, type (FHA, Conventional, VA), and term (15 vs 30 years) 👥 Co-borrowers — Their credit & income matter, too 📲 Want numbers based on your real-life situation? DM us “RATE” and we can run a custom scenario just for you! Have you ever used one of those online calculators? How close (or off!) was it?? . . . . #WeCareandWeClose #MortgageTips #KnowYourRate #HomeBuyingHelp #MortgageBreakdown #ExpertLender #DTIExplained #CreditScoreMatters
CELEBRATE EARTH DAY! 🌎🌱 Remember, every act CELEBRATE EARTH DAY! 🌎🌱 Remember, every action, no matter how small, contributes to a healthier and more sustainable planet. 💚 . . . . #WeCareandWeClose #earthday #celebrateearthday #lovetheearth #mortgagebankers #mortgagerates #mortgagetips
After a rocky week, mortgage rates are looking bet After a rocky week, mortgage rates are looking better. 📉 But don’t get too comfy just yet… Tariff uncertainty = mixed signals for the economy 📊 ➡️ Inflation risk (bad for rates) ➡️ Economic slowdown (good for rates) Even the Fed’s feeling the tension. 👀 We’re watching it all closely so you don’t have to. . . . . #WeCareandWeClose #MortgageRates #HomebuyingTips #TraditionHome #MarketUpdate #RealEstateNews

 

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